Consortium Specialist
A Brazilian consortium (consórcio) is the smart, interest-free path to turn goals into real assets.
Specialized consulting on Brazilian consortium plans for real estate, vehicles, machinery and working capital. Personalized service in Brazil and abroad.
Dedicated service for Brazilians living abroad and international investors who want to invest in Brazil safely, with clarity and professional guidance at every step.
Associated with Grupo VixInvest · Accredited with Brazil's leading banks and consortium administrators.
International Consortium Consultant
With more than 5 years of experience in the consortium market, I've dedicated my career to helping individuals and businesses achieve their goals in a planned, secure way.
My mission is to turn your goals into reality, offering personalized consulting and guidance at every step of the process. Whether you're looking to acquire property, a vehicle, or grow your business, I'm here to guide you.
Achieve the dream of owning property in a planned way, with no interest.
Get your new car without straining your budget.
Plan the purchase of trucks and trailers with no interest.
More breathing room for your business's cash flow.
Acquire agricultural and industrial equipment.
Get your motorcycle in a planned, interest-free way.
A collective, planned purchasing system regulated by Brazil's Central Bank — with no interest, unlike a loan or financing.
A group of people join together with the same goal (property, vehicle, etc.) and contribute monthly to a shared fund. Each month, one or more participants are awarded a credit letter — by drawing or by bid — to purchase the asset.
With traditional financing you pay high interest from month one. A consortium has no interest at all — only an administration fee spread across installments, which usually makes the total cost significantly lower over time.
Brazil's consortium system has been regulated by the Central Bank of Brazil since 1991. Administrators must hold official authorization to operate, which gives legal security to anyone who joins — including from outside the country.
A simple, transparent process to reach your goals.
Define the ideal credit amount and term for your goal. We analyze the best option for your profile together.
Monthly installments with no interest, only an administration fee. Your money working for you.
Get awarded through the monthly drawing or move faster with a bid. Personalized strategies to speed things up.
With your credit letter in hand, choose your asset. Full support all the way through to delivery.
As a consortium specialist, I offer distinctive, personalized service to every client. My mission is to turn your goals into reality through safe, strategic planning.
Specialized service for Brazilians living abroad and international investors.
Fast, direct support on WhatsApp whenever you need it.
Extensive experience in the consortium and contemplation market.
Clients across several countries.
For more than 5 years I've specialized in serving clients across several countries, with a focus on Brazilians living abroad who want to invest in Brazil. Wherever you are, you can invest in a Brazilian consortium with full security.
"Erica helped me plan my apartment's contemplation with total clarity. Excellent service from start to finish."
"Even living in the United States, I completed the entire process remotely with Erica. Very professional and always available."
"I set up a working capital consortium to expand my company. Erica's bid strategy made all the difference in getting awarded."
"Simple, transparent and fast process. I recommend Erica to anyone who wants to invest safely in Portugal or Brazil."
Yes. Besides the monthly drawing, there's the bid — a strategy to speed up your contemplation. I build a bid plan based on your profile to accelerate the process, so you're not relying on luck alone.
A bid is an extra amount you offer to try to speed up your contemplation. There are different types (free, fixed, embedded) and I help you choose the strategy that best fits your budget and goal.
It varies according to the group, the chosen credit amount and the bid strategy used. During the simulation I present realistic scenarios for your case, based on the track record of the available groups.
No. I serve Brazilians living across the Americas and Europe, with the entire process handled remotely — simulation, paperwork and follow-up by WhatsApp and video call.
A consortium has no interest, only an administration fee, which usually keeps the installment lower. The trade-off is that contemplation isn't immediate like financing — but the total cost tends to be lower.
Just message on WhatsApp or fill out the form below with the consortium type and the amount you have in mind. I'll get back to you with a personalized simulation, fully tailored to your goal.
Serving all of Brazil and Brazilians across the Americas and Europe. Fill out the form or reach out directly on WhatsApp.
